Sr. Risk Manager - Incentive Compensation

Sr. Risk Manager - Incentive Compensation Capital One is seeking an energetic, self-motivated Senior Manager to join the Incentive Risk Management Team within the Enterprise Risk Management organization. In this role, you will leverage your strong communication skills, incentive risk and compensation expertise, incentive plan design knowledge, and risk mitigation experience to support and enhance Capital One’s incentive governance processes.

The team’s mission is to ensure Capital One’s incentive compensation programs appropriately balance performance and risk by providing independent oversight, monitoring, and effective challenge. The team’s scope includes oversight of incentive risk management across Capital One, including: - Conducting risk assessments and backtesting incentive plans - Identifying the Covered Associate population - Designing and monitoring risk performance goals (including backtesting) - Delivering reporting and insights on incentive risk matters to Senior Management and the Board of Directors The Senior Risk Manager will be responsible for managing the oversight of incentive- related risks across all of Capital One’s incentive compensation programs, and supporting compliance with the Interagency Guidance on Sound Incentive Compensation Policies. This role will be accountable for identifying and assessing potential risks embedded within the design and structure of incentive plans, including international plans, and partnering closely with the first line of defense and Human Resources to ensure appropriate risk mitigation strategies and controls are implemented.

The Senior Risk Manager will provide independent review and effective challenge throughout the incentive plan lifecycle, ensuring alignment with the company’s risk appetite, governance standards, and regulatory expectations. As part of the larger Enterprise Risk Management (ERM) organization, you will work with talented associates across first and second lines of defense to support accurate identification of Covered Associates and the effective implementation of risk performance goals aligned with the company’s strategic objectives and risk appetite. In this role, you will provide risk advisory and effective challenge to first line risk-taking decisions and activities related to incentive compensation.

The Senior Manager will operate with broad exposure across lines of businesses and engage regularly with senior leaders to develop and implement innovative and streamlined approaches to identifying, assessing, and mitigating potential risks. You will also bring a unique perspective and intellectual curiosity to help foster a culture that is rigorous, thoughtful and creative within an open, collaborative environment where new ideas and solutions are both encouraged and valued. Specific responsibilities of the Senior Risk Manager include and are not limited to: ● Support Capital One’s compliance with the Interagency Guidance on Sound Incentive Compensation Policies.

● Maintain oversight of incentive-related risks across all incentive compensation programs, ensuring alignment with governance standards, risk appetite, and regulatory expectations. ● Provide independent risk advisory and challenge of incentive compensation plans throughout the plan lifecycle. ● Conduct detailed risk assessments to identify emerging risks, trends, and potential areas of exposure, including within the design and structure of international incentive plans.

● Partner with the first line of defense and Human Resources to develop and implement mitigation plans, ensuring that identified risks are appropriately addressed and controls are effective. ● Support ongoing monitoring and validation of mitigation efforts to confirm that business actions address areas of exposure and maintain compliance with governance and regulatory requirements. ● Support accurate identification of Covered Associates and the effective implementation of risk performance goals.

● Oversee the maintenance of team-owned policies, standards, and other governing documents ● Support audits, exams, and assessments impacting Incentive Risk Management ● Stay current on the changing industry landscape and regulatory environment related to incentive risk, and understand the impacts to Capital One. Basic Qualifications: ● High School Diploma, GED or equivalent certification ● At least 5 years of experience in incentive risk management within the financial services industry ● At least 5 years of experience in incentive compensation or executive compensation design, governance, and risk assessment Preferred Qualifications: ● Bachelor’s degree in Business, Risk Management, or Military Experience ● Experience with regulatory guidance related to incentive compensation (i.e., Interagency Guidance on Sound Incentive Compensation Policies), including international compensation guidelines ● Experience partnering with senior executives and influencing decision-making ● Strong written and verbal communication skills with experience presenting to senior leadership ● Demonstrated experience collaborating across teams, problem solving, and streamlining complex processes, with strong attention to detail At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location.

Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $177,700 - $202,800 for Sr.

Risk Manager Richmond, VA: $161,500 - $184,300 for Sr. Risk Manager Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI).

Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website .

Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).