Principal Financial Analyst

Principal Financial Analyst The Business Cards and Payments organization is on a mission to change banking for good by paving the way for businesses to do more business. We are seeking a motivated professional for a Principal Financial Analyst position on the Business Cards and Payments Finance team. You will play a key role in supporting BC&P’s ambitious growth agenda by guiding senior business leaders through a multi-year journey of transformational growth.

This analyst will work with senior-level business partners to influence strategic decisions around how to optimize investments, conduct monthly financial reviews and forecast updates, and guide leaders as they develop the strategy of the business. This role requires strong communication, problem solving, strategic thinking, and influencing skills in order to effectively: Articulate outcomes of analysis and relevant insights Partner with business leadership to assess the financial implications of strategic growth initiatives Develop presentations to communicate business and analysis results to senior leadership audiences Responsibilities: Develop the Annual Budget, Monthly Financial Forecast and the Long-Term Financial Plan Develop financial models and analyses to support growth of the business and strategic initiatives Analyze current and past trends in key performance indicators including areas of revenue, expenses and capital expenditures Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes Prepare monthly, quarterly and annual Reporting and Analysis Identify industry trends and insights pertaining to competitor’s strategies and/or relative financial performance (e.g. peer benchmarking) Perform ad hoc analysis using data retrievals from internal financial systems and external market databases and package insights into clear and concise presentations Work closely with the business leads to help identify areas and processes for driving efficiencies Implement and work with Business Intelligence Tools and Dashboard reports Basic Qualifications: Bachelor’s Degree or military experience At least 3 years of experience in financial analysis, financial modeling, or a combination Preferred Qualifications: Bachelor’s Degree in a quantitative major (Finance, Accounting, Economics, Mathematics, Engineering) or military experience Masters Degree in Business Administration (MBA), Accounting, Finance, or Economics Certified Treasury Professional or Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license or CFM At least 5 years of experience in financial analysis and financial modeling Advanced Microsoft Excel and PowerPoint skills.

At least 3 years of experience using SQL, Python, or a combination At least 3 years of experience in financial services, banking or technology industries At least 3 years of experience partnering with senior leaders and internal stakeholders At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting.

Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $120,800 - $137,900 for Principal Financial Analyst Richmond, VA: $109,900 - $125,400 for Principal Financial Analyst Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI).

Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website .

Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).