Backend/ API Engineer, Bank Transfers

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Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the Team

The Bank Transfers team is building out support for Bank Transfer payments on Stripe, allowing customers to pay by pushing funds directly from their bank account. Our product smooths over the rough edges of sending money via banking rails and automates reconciliation of incoming transactions, saving customers time and money.

Bank Transfers are a popular option for high order value and B2B payments due to their low fees. Our product is mission critical to users in a variety of categories, including several household names in SaaS, automotive and online auctions.

You will be joining an existing team in London and will drive a variety of user-facing projects. The product is expanding rapidly - we support 7 countries at present, with a roadmap of countries to still build, each with their own challenges. We’re also working on expanding our support for international Bank Transfers to support global customers who accept payment from customers around the world.

What you’ll do

As an engineer on the team, you’ll be responsible for shaping and building a suite of products that let our users model and operate their business more efficiently. You will work on projects that span technologies, systems, and processes where you will design, build, test, and ship great code every day. In this cross functional role, you will collaborate with experts in infrastructure, security, design, and operations to build mission critical internal and external features that power Stripe users around the world. You’ll also be jumping on user calls with some of Stripe’s highest profile users and iterating on our product with them to help it meet their needs.

Responsibilities

• Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests
• Debug and solve critical production issues across services and multiple levels of the stack
• Mentor engineers to help them grow
• Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes
• Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 2 - 6 years of industry software engineering experience (does not include internships nor includes co-ops)
• Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic)
• Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success
• Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial
• Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users

Preferred Qualifications

• Experience with large-scale financial tracking systems
• Good understanding and practical knowledge in cloud based services (e.g. gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS, etc