Product and Regulatory Counsel

Legal at Brex

The Legal team helps the company grow responsibly, advocating for Brex and for the thousands of growing businesses we serve. We provide strategic advice and guidance to all Brex teams, protect Brex, advise on risk, and represent the company externally, negotiating with partners and interacting with regulators. Reimagining the financial system in a highly regulated environment requires creativity and resourcefulness, and we welcome the challenge.

What you'll do

You will help us grow, globally scale, and continuously improve our commercial card product, banking offerings, and adjacent payments product offerings. You’ll be a subject matter expert on card and financial regulations, providing strategic advice on risk and regulatory ambiguity. You’ll collaborate directly with stakeholders (including product, engineering, marketing, sales, and partnerships) to find creative solutions to business issues. You know how to break a project down into first principles and see it from ideation to launch. You understand when to figure out a solution in-house and when to strategically and cost-effectively deploy outside counsel.

Where you’ll work

This role will be based in our San Francisco office. We are a hybrid environment that combines the energy and connections of being in the office with the benefits and flexibility of working from home. We currently require a minimum of two coordinated days in the office per week, Wednesday and Thursday. Starting February 2, 2026, we will require three days per week in office - Monday, Wednesday and Thursday. As a perk, we also have up to four weeks per year of fully remote work!

Responsibilities

• Provide pragmatic, actionable advice on requirements and best practices for existing and new card and banking products and features
• Advise a variety of cross-functional stakeholders on critical regulatory questions
• Track and analyze financial US and international laws and regulations and help Brex stay ahead of trends
• Advise on product and marketing collateral, customer communications, and disclosures
• Draft, update, and maintain customer agreements, terms, and disclosures for card and banking related products
• Provide strategic guidance on product structuring and implementation

Requirements

• 4+ years working experience in a combination of law firms and fintech companies, ideally interacting with bank partners, financial regulators, and card networks
• Familiarity with federal, state, and international laws and regulations that can apply to fintech companies, such as UDAP, anti-money laundering law, CARD Act, ACH rules, money transmission regulations
• Excellent written and verbal communication skills, both internal (memos, guides, presentations) and external (disclosures, regulator communications)
• Ownership mentality and comfort working on complex matters that require sound judgment
• Entrepreneurial mindset and ability to work in a fast-paced environment
• Law degree and admitted to practice in at least one jurisdiction
• Willingness to be a team player who pitches in to help out on other products and topics; one of our key tenets is “One Brex”

Bonus Points

• Prior in-house counsel experience at a scaling fintech or payments company
• Experience interacting directly with regulatory agencies

Compensation

The expected salary range for this role is $220,000 to $270,000 USD. However, the starting base pay will depend on a number of factors, including the candidate’s location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.